Universal credit

 What is Universal Credit?

Universal Credit is a new type of benefit for working-age people who are on a low income or out of work. It is paid by the Department for Work and Pensions and is replacing the following six existing benefits and tax credits (referred to as ‘legacy’ benefits) with a single monthly payment:

  • Income Support
  • Jobseekers Allowance (income-based)
  • Employment and Support Allowance (income-related)
  • Housing Benefit
  • Working Tax Credits
  • Child Tax Credits

To find out more, visit Understanding Universal Credit

Please note: Council Tax Reduction is not being replaced by Universal Credit so you will need to apply for this separately. 

Roll-out of Universal Credit Full Service in Knowsley

Universal Credit Full Service is being rolled-out on a postcode area basis across the country.

Universal Credit Full Service will be available across most of Knowsley from 16 May 2018 (the areas covered by Huyton and Kirkby Job Centres) and for other parts of the Borough from July 2018 and then September 2018. 

Universal Credit Full Service will apply from 16 May 2018 for Knowsley residents living in:-
 

 Postcode  
Job Centre Plus office
 
L10 Kirkby
L14 Huyton
L28 Huyton
L32 Kirkby
L33 Kirkby
L34 Huyton
L35 1, 2, 3, 5 and 7 Huyton
L36 Huyton
 

Universal Credit Full Service will apply from July 2018 for Knowsley residents living in:-
 

 Postcode  
Job Centre Plus office
 
L35 4, 8 and 9 St Helens
 

Universal Credit Full Service will apply from September 2018 for Knowsley residents living in:-
 

Postcode  
Job Centre Plus office
 
L25 Belle Vale
L26 Belle Vale
L16 Belle Vale
 

To check whether Universal Credit Full Service is available in your particular area, go to the Universal Credit Eligibility Checker or use this Universal Credit Postcode Checker to find out when Universal Credit Full Service will be available for you.

 Who can claim?

From 16 May 2018, most working age Knowsley residents will claim Universal Credit Full Service instead of the ‘legacy’ benefits.

To check if you’re eligible to claim, use the Universal Credit Eligibility Checker.

You might move on to Universal Credit if you have a change in circumstances which affects your benefits.  This could be if you start or finish work, if your working hours change or if a partner moves in or out of your household.  

Get ready for Universal Credit Full Service

Use the DWP’s Universal Credit Preparation Planner to see if you need to do anything before claiming Universal Credit. For example:-

  • Claims have to be made online so you’ll need an email address and digital skills.
  • You’ll need a bank, building society or credit union account for your Universal Credit payments to be paid into - the Money Advice Service website can help you choose the right account for your needs
  • You’ll need to be able to manage on a monthly budget.
  • Any help towards your rent will be included in your monthly Universal Credit payment – so you’ll need to make arrangements to pay your rent direct to your landlord yourself.

 Claiming Universal Credit

You need to claim online and you’ll need to have certain information ready as you make your claim. Go to Universal Credit: How to claim to find out more and to make an application.
This video also explains how to apply. 

If you need help to complete your Universal Credit claim, call the Universal Credit Helpline on 0800 328 9344.

Help to get online, claim online and develop digital skills

Your local Job Centre can help you get online, use a computer and complete your online Universal Credit claim.  There is no need to book an appointment but you might need to wait during busy periods.

If you need help to complete your claim, you can ring the Universal Credit Helpline on 0800 328 9344.
Knowsley FACE (Family and Community Education) offer digital drop-in courses across Knowsley.  They will work with you to provide assisted digital support as you complete your claim to help you build the digital skills that you need including:-

  • Using a computer or a tablet
  • Creating an email address
  • Setting up your online account
  • Making your claim
  • Uploading documents
  • Using the online Universal Credit journal
     

Ask your DWP Work Coach for a referral to assisted digital support, or call in to one of the free digital drop-in sessions provided by FACE (see below) or contact FACE directly on 0151 443 5389.
 

Area Day Time Venue
Halewood Monday 10am – 12.30pm Halewood Library, L26 0TS
Huyton Tuesday 9.30am – 12.30pm Huyton Library, L36 9GD
Huyton Tuesday 1pm – 3.30pm Merton Crescent, L36 4LD
Huyton Tuesday 10am – 12.30 Huyton Library, L36 9GD
Huyton Wednesday 12.30 – 3pm The Gate Community Centre, L14 9NQ
Halewood Wednesday 9.30am – 12pm New Hutte Neighbourhood Centre, L26 1TT
Huyton Wednesday 9.30am – 12pm St John’s Information Zone, L36 0UB
Huyton Thursday 1pm – 3pm St John’s Information Zone, L36 0UB
Kirkby Friday 10am – 12.30pm Kirkby Library, L32 8XY
Huyton Friday 1pm – 3.30pm Bluebell Park Apartments, L36 7YB

Help to get online and navigate the online claim

Digital Champions are based in each Knowsley Council One Stop Shop to help residents sign up to and use the Council’s digital services.  Digital Champions can provide some basic support to Universal Credit claimants, including helping to:-

  • Get online
  • Set up an email address
  • Navigate the claim form
  • Upload documents.

There is no need to book but check One Stop Shop opening hours here.
 
If you need in depth support to complete the claim or to develop computer and digital skills, ask your Work Coach to refer you for assisted digital support.

Access to computers and free Wi-Fi

If you can’t access a computer or get online at home to make and manage your claim for Universal Credit, you can use free computers and / or Wi-Fi in any of the following sites across Knowsley. 
 

Venue Address
 
Huyton  
Huyton Job Centre Edendale House, Lathom Road, Huyton L36 9XS
Huyton One Stop Shop Archway Road, Huyton L36 9YU
Huyton Library Civic Way, Huyton, L36 9GD
   
Kirkby  
Kirkby Job Centre St Chad's House, St Chad's Drive, Kirkby L32 8RW
Kirkby One Stop Shop Kirkby Centre, Norwich Way, Kirkby, L32 8XY
Kirkby Library 1st floor, Kirkby Centre, Norwich Way, Kirkby, L32 8XY
   
Halewood  
Halewood Library Halewood Centre, Roseheath Drive, L26 9UH
Halewood One Stop Shop Halewood Centre, Roseheath Drive, L26 9UH
Belle Vale Job Centre Crown Building, 302 Childwall Valley Road L25 2UF
   
Prescot  
Prescot One Stop Shop The Prescot Centre, Aspinall Street, Prescot, L34 5GA
Prescot Library The Prescot Centre, Aspinall Street, Prescot, L34 5GA
   
Stockbridge Village  
Stockbridge Library The Withens, Stockbridge Village, L28 1AB
 

To find places near you where you can ‘get online’ with access to computers, Wi-Fi and digital skills training, visit ‘My Neighbourhood’ on the Council’s website and add your postcode.
If you’re a Knowsley Housing Trust tenant, you can ask KHT for support. Visit the Universal Credit pages on their website at KHT.

Help to manage a monthly budget

Everyone claiming Universal Credit can access Personal Budgeting Support.  This is confidential one-to-one financial advice tailored to your needs and circumstances.  This will cover:-

  • setting up a monthly budget,
  • how to reduce outgoings and make your money go further,
  • budgeting advice, and
  • different ways of paying bills.

You can ask for Personal Budgeting Support at any time through your DWP Work Coach.  They will refer you to an experienced, independent advisor for an appointment.
 
If you think you’ll need help to get used to managing on a monthly budget, make sure you ask for Personal Budgeting Support – it really can make a difference!
 
Other local sources of free money advice include: 

 
Local Money Advice Services
Citizens Advice Knowsley Free confidential advice for all Knowsley residents including welfare benefits, debt and employment Call ‘Adviceline’ for telephone advice on 0344 826 9694, call into one of their centres in Kirkby, Huyton or Halewood.  Visit www.citizensadviceknowsley.org.uk
Prescot and Whiston Community Advice Centre Free and confidential welfare rights advice and support to claim.  Drop in Monday to Friday from 10am to 12.30 at the Prescot Centre, Prescot L34 5GA or telephone 0151 443 4639
Enterprise Credit Union Provides savings and loans for members.  Branches across Knowsley Visit www.enterprisecreditunion.org or telephone 0151 482 0177
MABS (Money Advice and Budgeting Service) Part of Enterprise Credit Union – provide advice for their members/potential members only.  Covers money management, benefits, debt, savings Visit www.ecumabs.org or telephone 0151 292 5022
Centre 63 For 16-25 year olds - advice covers housing, debts and welfare benefits Visit www.centre63.co.uk, telephone 0151 549 1494 or call in to Old Hall Lane, Kirkby L32 5TH
TASC (Tailored Advice in Communities) For Northwood residents only.  Advice on all money matters – debt, benefits, savings and budgeting Performance Studios, 11 Lifton Rd, Kirkby
Telephone 0151 548 4924 or email tascommunities@outlook.com
 

Many Registered Social Landlords, including KHT and Villages, offer money advice for their tenants. If you rent from a Social Landlord, get in touch with your local office to find out what support and advice they can give you.
 
Remember, Universal Credit includes any help you get towards your rent so you’ll need to make sure you pay your rent direct to your landlord yourself.
 
Money advice is also available online through the Money Advice Service, visit Money Manager for Universal Credit Claimants

Help available from the Department for Work and Pensions

You can find details of other help and support that the DWP can provide for people claiming Universal Credit on their website at Universal Credit: Other financial support. This includes:

  • Advance Payments – you will have to wait at least 5 or 6 weeks before you get your first Universal Credit payment.  You can ask for up to 100% of this to be paid in advance but you will have to pay it back from your future Universal Credit payments. 
  • Hardship Payments – you can ask for a hardship payment if you’ve had a benefit sanction.
  • Alternative Payment Arrangements – depending on your circumstances you can ask:-
  • For the money you get towards your rent to be paid directly to your landlord
  • To receive more frequent payments (instead of monthly)
  • To have the payment split between you and your partner (if you are claiming as a couple)

For any of these, contact your Work Coach at the Job Centre or call the Universal Credit Helpline on 0800 328 5644.  Support is available at any point in your claim.

Checklist for Universal Credit Claimants:

  • You’ll be offered ‘Personal Budgeting Support’ when you meet your Work Coach at the Jobcentre.  Say ‘yes’ for support tailored for you
  • Ask for an ‘Advance Payment’ to ease the change to monthly payments if this could cause you any difficulties
  • If you think an ‘Alternative Payment Arrangement’ is right for you, talk to your Work Coach or call the Universal Credit Helpline on 0800 328 5644
  • Make sure you have payments set up with your landlord to pay your rent.  If you’re not sure how to do this, get in touch with them straight away.  Delays could lead to arrears.  If your payments don’t cover all of your rent, you’ll need to make up the shortfall yourself
  • A claim for UC will automatically end any existing Council Tax Reduction you receive from Knowsley Council.  You must make a separate new claim through Knowsley Council’s website, www.knowsley.gov.uk/ even if you were claiming Council Tax Reduction when you made your claim for Universal Credit
  • Paying housing costs (rent and Council Tax) is a priority.  Your landlord can check you’re receiving the benefits you’re entitled to and help you manage debts.  Keep in touch with them. If you’re concerned about paying your Council Tax, you can find information and advice here
  • Knowsley Housing Trust tenants should contact their landlord.  Visit Knowsley Housing Trust’s Universal Credit Hub to find out more and get advice and support

Other help and support

Details of other local and national services that might be able to help and support you can be found under our financial advice and support section of the website

Useful DWP websites