Help buying a home

Buying a home is a major decision and there are a number of important things you need to consider. Find out more about support available here.

Financial readiness


Determine the amount of deposit you have saved towards your home purchase.

Mortgage capacity

Assess your borrowing capacity by consulting with a qualified financial advisor.

Housing needs

Identify the type of home that suits your current and future needs.

Property selection

New build vs. Existing home

Decide whether to purchase a new construction or an existing property.

Additional costs

Factor in associated costs such as legal fees, surveys, and potential renovations.

Monthly expenses

Calculate your monthly mortgage payments and consider ongoing expenses like utilities, insurance, council tax, and service charges.

For further advice on buying a home please visit the Money Helper website. 

There are also a number of schemes and initiatives available to assist people to buy a home. These include Government schemes helping you to save for a deposit and affordable home ownership options such as shared ownership through housing association. 

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