Help buying a home

General advice on buying a home

Buying a home is a major decision and there are a number of important things you need to consider. These include:

  • how much deposit you have available for your purchase
  • how much you will be able to borrow from a mortgage provider
  • what type of home you require to meet your needs
  • if you want to buy a new build property or existing home
  • paying for other costs associated with buying a house such as legal fees
  • how much you are able to afford for your monthly mortgage payments and other outgoings i.e. utilities, insurances, council tax, service charges, ground rent etc. 

A qualified financial adviser will be able to assist you in evaluating your mortgage affordability. 

For further advice on buying a home please visit the Money Advice Service website.

There are also a number of schemes and initiatives available to assist people to buy a home. These include Government schemes helping you to save for a deposit and affordable home ownership options such as shared ownership through housing association. 

Details of schemes available can be found on the links below: